55970 ZIP Code — Rose Creek, MN

Mower County, Minnesota

ZIP code 55970 is located in Rose Creek, Minnesota, within Mower County. It covers approximately 61.02 square miles and serves a population of 1,090 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 507.

About ZIP code 55970

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $174,700. Owner-occupancy is high at 91%, well above the national average.

Median household income is $85,682. The poverty rate of 5% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55970 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,090

population

61.02

sq mi land

Standard

ZIP type

Central (CT)

timezone

55970 ZIP code map

Cities in ZIP code 55970

Below are the cities the US Postal Service accepts for ZIP code 55970. Using any city not on this list may result in mail delivery delays.

City	Status
Rose Creek	Preferred

Nearby ZIP codes

55909 Adams (5.4 mi) 55953 Lyle (6.5 mi) 55912 Austin (9.2 mi) 55918 Brownsdale (9.6 mi) 55926 Dexter (9.6 mi) 50476 Stacyville (10.4 mi) 50472 Saint Ansgar (13.4 mi) 55982 Waltham (14.6 mi) 55936 Grand Meadow (14.8 mi) 55951 Le Roy (16.5 mi) 56036 Glenville (16.9 mi) 50461 Osage (18.8 mi)

Demographics updated 05/2026

Population
Total population	1,090
Population density	18 / sq mi
State FIPS	27
County FIPS	099

Geography
Land area	61.02 sq mi
Water area	0.00 sq mi
Latitude	43.5944
Longitude	-92.8395
Timezone	Central (CT)
Area code	507

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	45.6%	33.6%
$50k – $100k	41.4%	33.1%	31.5%
$100k – $200k	23.4%	17.8%	26.5%
Over $200k	4.8%	3.5%	8.5%

Demographics & statistics

1,090

Population

People per sq mi

40.9

Median age

$85,682

Median household income

$39,503

Per capita income

$174,700

Median home value

$771

Median monthly rent

91.1%

Home ownership

5.0%

Poverty rate

0.5%

Unemployment

412

Housing units

24.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	272	25.0%
18 and over	818	75.0%
65 and over	249	22.8%
Median age	40.9 years

Race & ethnicity

White 95.6%

Asian 2%

Two or more races 1.8%

Black or African American 0.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	1,042	95.6%
Asian	22	2%
Two or more races	20	1.8%
Black or African American	4	0.4%
American Indian / Alaska Native	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	45.6%	33.6%
$50k – $100k	41.4%	33.1%	31.5%
$100k – $200k	23.4%	17.8%	26.5%
Over $200k	4.8%	3.5%	8.5%

Under $10k 2.6%

$10k–$15k 3.1%

$15k–$25k 5.7%

$25k–$35k 5.5%

$35k–$50k 10.0%

$50k–$75k 17.7%

$75k–$100k 12.4%

$100k–$150k 27.0%

$150k–$200k 8.1%

$200k+ 7.7%

Range	% of households
Under $10k	2.6%
$10k–$15k	3.1%
$15k–$25k	5.7%
$25k–$35k	5.5%
$35k–$50k	10.0%
$50k–$75k	17.7%
$75k–$100k	12.4%
$100k–$150k	27.0%
$150k–$200k	8.1%
$200k+	7.7%
Median income	$85,682

Housing

Home values

Under $50k 4.5%

$50k–$100k 13.4%

$100k–$150k 22.8%

$150k–$200k 16.5%

$200k–$300k 22.0%

$300k–$500k 17.1%

$500k–$1M 2.1%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$174,700
Median rent / month	$771
Owner occupied	91.1%
Renter occupied	8.9%
Vacant	6.9%
Single-family detached	95.8%
Large apartment buildings	0.0%
Mobile homes	1.6%
Median rooms	7.3
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.2%
2010–2019	8.7%
2000–2009	3.3%
1990–1999	3.8%
1980–1989	9.4%
1970–1979	13.6%
1960–1969	5.8%
1950–1959	10.2%
1940–1949	6.5%
1939 or earlier	38.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.7%
2 bedrooms	16.0%
3 bedrooms	41.9%
4 bedrooms	30.5%
5+ bedrooms	8.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	11.2%
2 vehicles	35.6%
3 or more	48.1%

Heating fuel

Fuel type	%
Utility gas	36.8%
Electricity	5.5%
Propane / LP gas	52.6%
Fuel oil	1.2%
Wood	1.0%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	275	65.8%
Cohabiting couple	16	3.8%
Male householder, no spouse	73	17.5%
Female householder, no spouse	54	12.9%
Households with children under 18	126	30.1%
Households with seniors (65+)	165	39.5%
Average household size	2.61

Marital status

Status	Male	Female
Never married	25.4%	21.7%
Married	62.0%	62.6%
Separated	0.0%	0.7%
Widowed	6.1%	8.5%
Divorced	6.5%	6.5%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.9%

HS graduate 29.8%

Some college, no degree 20.8%

Associate's degree 20.8%

Bachelor's degree 18.7%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	24.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	3.7%
Kindergarten	16	5.0%
Elementary school	134	41.5%
High school	76	23.5%
College / grad school	85	26.3%

Employment

Industry of employment

Education & healthcare 33.5%

Manufacturing 14.0%

Construction 11.3%

Agriculture & mining 9.9%

Transportation & utilities 6.2%

Professional & management 5.5%

Retail trade 5.1%

Other services 4.6%

Arts, food & hospitality 4.4%

Wholesale trade 3.0%

Information 0.9%

Public administration 0.9%

Finance & real estate 0.7%

Occupation

Category	%
Management, business & arts	34.5%
Service	17.5%
Sales & office	23.4%
Natural resources & construction	11.7%
Production & transportation	12.9%

Employment type

Type	%
Private sector	78.4%
Government	11.7%
Self-employed	9.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.0%
Carpool	6.8%
Public transit	0.0%
Walk	5.6%
Work from home	8.1%
Other means	2.5%
Avg commute (minutes)	23.2

Poverty

All people 5.0%

Under 18 years 5.2%

18 and over 4.9%

Married-couple families 1.8%

Female-led households 23.8%

Income support

Source	% of households
Social Security	40.2%
Retirement income	25.4%
Supplemental Security	2.6%
Cash public assistance	4.1%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
Obesity	33.1%
High blood pressure	32.5%
High cholesterol	31.8%
Diabetes	9.9%
Heart disease	7.2%
Stroke	3.3%
Asthma	8.8%
Arthritis	27.7%
Kidney disease	3.1%
Pulmonary disease	6.3%
Cancer	8.0%

Behavior / access	%
Smoking	19.5%
Binge drinking	18.3%
No physical activity	22.5%
Less than 7 hrs sleep	31.4%
Depression	22.7%
Fair or poor health	13.1%
Poor mental health	13.4%
Poor physical health	10.2%
No health insurance	10.4%
Visited doctor (checkup)	68.1%
Visited dentist	65.7%
Cholesterol screening	90.4%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	78	9.5%

Disability	%
Any disability	10.8%
Under 18	5.5%
18–64 years	9.0%
65 and over	20.9%

Health insurance coverage

Type	%
Private insurance	77.6%
Public insurance	37.5%
No insurance	3.2%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,050	96.3%
Spanish	13	1.2%
Other Indo-European	10	1.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,058	97.1%
Born in same state	1,058	97.1%
Born in different state	863	79.2%
Foreign born	0	0.0%
Naturalized citizen	32	2.9%
Not a US citizen	21	65.6%

Ancestry

Ancestry	Count	%
Polish	306	28.1%
Italian	129	11.8%
French	44	4%
Arab	39	3.6%

Ancestry	Count	%
Dutch	32	2.9%
English	14	1.3%
German	3	0.3%
Norwegian	1	0.1%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55970

What city is ZIP code 55970 in?

ZIP code 55970 is primarily assigned to Rose Creek, Minnesota.

What county is ZIP code 55970 in?

ZIP code 55970 falls within Mower County, Minnesota.

Is ZIP code 55970 mostly owner-occupied?

91% of occupied units in ZIP code 55970 are owner-occupied, well above the national average.

Does ZIP code 55970 have a large retiree population?

40% of households in ZIP code 55970 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 55970 have a large veteran population?

10% of civilians in ZIP code 55970 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 55970?

The median home value in ZIP code 55970 is $174,700.

What timezone is ZIP code 55970 in?

ZIP code 55970 observes the CST timezone.